I dwelled on this thought over and over again just in order to get solid factors that results to such incidence. I believe that there are only two factors that basically govern its existence.
Chance, a word that basically tells us that we can either get one, more or none. A word that implies that a certain instance may be able to result or not. The thought here being emphasized is that we are always and will be subjected to chance. A person no matter how much effort he or she may put into his or her efforts in order to weave a good and decent life will be risking all of it to chance, a chance to get better results than expected such as having a business with a high rates of return; a chance to have all his or her belongings to be ravaged by natural calamities (personally witnessed), or the neutral chance that he or she will get that goal at a moderate point in terms of the result. In the end we can see that we just had a u turn towards the main sentence stated above that we can get one, get more or get none. Poverty in this case can be greatly greatly caused by such factor and that is due to chance.
The second factor I believe is due to choice. This factor is very prevalent but however is not very visible. The first factor is very much blamed for poverty incidence due to the fact that they thought that chance had pushed them in that condition. There was this theory in driving that people tend what they tend to see because they are expecting or not expecting it, same is true for people who blame it to chance for their poverty they only tend to see their poverty caused by chance because it is what they want to see, being content on their lack of action because chance said so. We can basically cite many instances wherein poverty is driven by choice. One easy example is when a person tends to spend more than what he currently earns is one form of poverty driven by choice because in the long run he will eventually fall into bankruptcy and we all know obviously what caused that and that is definitely not chance but by choice. Poverty by choice is very tricky because it will either get rid of wealth in a matter of seconds or in a matter of years at an unconsciously alarming rate. Wealth vanished in a matter of seconds is prevalent in gambling as it is one's choice to risk property or assets in order to gain one while adding a bit of chance in the formula.
In engineering we always delve into the areas that are controllable, we frequently ignore or eliminate the factors that are prevalent in nature or what we commonly call "ambient" in nature. Thus in this case we must be wary of the choices rather than the chances as we cannot control the conditions set by the chances. The choice however can be easily manipulated as it is very much subjective in nature, being influenced by the self. I believe that by making informed, precalculated and evaluated choices we can definitely avoid or reduce the chances of being poor in the tapestry of life. As obvious as it is we can also say that these two factors can even lead us to a decent or luxurious life such as being lucky enough to win a lottery (chance) and by strategic investments (chance). In the end it is really dependent on the perspective really but as of now let us simplify things.
That is all for now :)
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